Privacy Policy

Effective Date: 02/27/2025

Rate Paradise ("we", "our", "us") values your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit [www.rateparadise.com] or use our services.

We collect the following types of information:

• Personal Information: Name, email address, phone number, mailing address, employment details, income, credit score range, social security number (if applicable).
   
• Financial Information: Mortgage preferences, home value, loan amount, down payment, and other related data.
   
• Technical Data: IP address, browser type, device type, cookies, and usage analytics.
   
• Optional Info: Any additional information you voluntarily provide via forms or communication.
   

We use your information to:

• Match you with mortgage products, lenders, or brokers.
   
• Respond to inquiries and provide customer service.
   
• Improve our website and user experience.
   
• Comply with legal obligations and protect against fraud.
   

We may share your information with:

• Lending Partners: To connect you with relevant mortgage offers.
   
• Service Providers: For website hosting, data processing, analytics, and marketing.
   
• Legal Authorities: When required by law or to protect our legal rights.
   

We do not sell your personal information to third parties.

We use cookies and similar tools to enhance your experience, analyze traffic, and tailor content. You can modify your cookie settings in your browser at any time.

We use reasonable physical, technical, and administrative safeguards to protect your personal information. However, no method of transmission over the internet is 100% secure.

• You may opt out of marketing emails by clicking the "unsubscribe" link.
   
• You may request to access, correct, or delete your personal information by contacting us.
   
• California and other jurisdictions may grant additional rights (e.g., CCPA).
   

Our website may link to third-party sites. We are not responsible for the privacy practices or content of those sites.

Our services are not intended for individuals under 18. We do not knowingly collect personal data from children.

We may update this Privacy Policy periodically. Updates will be posted on this page with a new effective date.

If you have questions about this policy or your data, contact us at:
📧 [privacy@rateparadise.com]